About LNL

Helping Attorneys Across The US

Who we are

We help attorneys and insurance providers to calculate accurate future medical costs for their catastrophic and non-catastrophic injury cases.

Calculating accurate future medical costs is critical to your clients and their personal injury or medical malpractice cases. Determining those cost when it comes to catastrophic injury or non-catastrophic injury can be very complex and time-consuming. Some of the things that have to be taken into consideration are assisted living costs, medical visits and treatments, modification of home or vehicle costs, caregiver costs or other home maintenance service costs, special transportation costs, medication costs to name just a few of the costs that possibly could be involved.  Overlooking or missing an aspect of your client’s future medical care could mean hundreds of thousands of dollars could be missed.

Recently at a conference, another Life Care Planner spoke about working on Medicare Set-Asides and noticed that the attorney’s calculation for future medical costs undervalued the medical expenses by over $300,000.  Not something you would want to hear after you have settled the case.

The next time you have a stack of medical records to review twenty inches high that you requested, subpoenaed or your client provided, give us a call.  Reviewing medical records is monotonous, tedious, filled with acronyms, shortcodes and medical jargon making it difficult for the layperson to understand and pick out the important information.

At LNL Consulting, we have years of experience working in the American medical system at a clinical level, reading and analyzing medical records on a daily basis. We can provide you with the following services to help you with your case:

  • Review the medical records and provide you with a chronology of the important medical events.
  • Advise you on any missing medical records that haven’t been supplied or requested.
  • Provide you with Medical Cost Projections for settlement or allocation purposes.
  • Provide you with complete Life Care Plans for litigation purposes.


About Our Founder

LaToya Lowery

LaToya Lowery


LaToya Lowery is a Registered Nurse, Certified Case Manager, and a Certified Nurse Life Care Planner who specializes in helping attorneys and insurance providers with their legal cases that involve complex medical needs, anticipated future medical care, and treatments.

LaToya is also an Accreditation Commission for Health Care (ACHC) Certified Consultant who can assist home care, private duty, and hospice agencies with preparing for and maintaining ACHC Accreditation

Areas of Expertise:

Life Care Planning

Medical Cost Projections

Medical Record Review

Nurse Case Management

ACHC Certified Consultant

ACHC is a nonprofit accreditation organization that has stood as a symbol of quality and excellence since 1986. The organization has CMS deeming authority for Renal Dialysis, Home Health, Hospice, and DMEPOS and a Quality Management System that is certified to ISO 9001:2015. ACHC’s broad array of accreditation programs and services includes industry-first Distinctions that allow providers to further demonstrate their commitment to a higher level of specialization and patient care.

Additionally, ACHC is committed to helping its customers maintain continuous compliance through a comprehensive suite of consultative resources. Personal Account Advisors, relevant and realistic standards, competitive pricing, and a friendly, collaborative approach to help make ACHC the provider’s choice for accreditation.

Certified Nurse Life Care Planner
American Association Nurse Life Care Planner 2
Case Management Society of America
Triad Retirement Living Society
ACHC Certified Consultant 2